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Channel: Trulia Voices: Currently remodeling and looking to refinance, will we have an problem?
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Answer by Janey Bishop

Depends on the lender and type of loan. I would check with them before I start the application to save time.

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Answer by Sheryl Arndt

As long as the kitche cabinets are up still, lol. I only need to ask a few dozen questions to qualify you in minutes and go over wha options you qualify for. You may qualify for a Short Refinance which...

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Answer by SERGEY FEDNOV *** 424-777-9377

By far the easiest and best way is to check with the bank/lender in regardss to their requirements for refinance.

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Answer by Dorene Slavitz (213) 814-5238

Not sure but I have a great loan officer I work with if you need a referral.

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Answer by John DL Arendsen

Unless it's a load bearing wall not to worry. You can do just about anything you want cosmetically including knocking down and repostioning non load bearing walls. But you cannot change out a load...

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Answer by Caroline Harabedian

If what you are doing requires permits, the lender will not consider your price/value adjustment without permits. Your contractor should be able to confirm. If you have permits for what additions you...

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Answer by cp

It may be an issue, it depends on whether or not the the finance company requires an appraisal and if tht appraisal requires the appraiser to comer into the house. I suggest you finish the work as much...

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Answer by Douglas Perez

It will depend what the appraisal would report of it. If this would not meet the building and safety guidelines, then there will be an issue. Otherwise, it might go through. Good luck.

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Answer by Ken Esajian

I'm not a realtor but an investor. Are you referring to the banking side of refinancing or the remodeling side. As long as you have equity and credit score is above 719 with no glitches it should fly...

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Answer by LAhomebuyer

Thank you for your responses. It isn't a load bearing wall just an insulated drywall separating the bedroom from bathroom. Bathroom side shows exposed insulation with no electrical wires installed yet....

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Answer by Sheryl Arndt

As long as the kitche cabinets are up still, lol. I only need to ask a few dozen questions to qualify you in minutes and go over wha options you qualify for. You may qualify for a Short Refinance which...

View Article

Answer by Sheryl Arndt

As long as the kitche cabinets are up still, lol. I only need to ask a few dozen questions to qualify you in minutes and go over wha options you qualify for. You may qualify for a Short Refinance which...

View Article

Answer by Janey Bishop

Depends on the lender and type of loan. I would check with them before I start the application to save time.

View Article


Answer by Sheryl Arndt

As long as the kitche cabinets are up still, lol. I only need to ask a few dozen questions to qualify you in minutes and go over wha options you qualify for. You may qualify for a Short Refinance which...

View Article

Answer by SERGEY FEDNOV *** 424-777-9377

By far the easiest and best way is to check with the bank/lender in regardss to their requirements for refinance.

View Article


Answer by Dorene Slavitz (213) 814-5238

Not sure but I have a great loan officer I work with if you need a referral.

View Article

Answer by John DL Arendsen

Unless it's a load bearing wall not to worry. You can do just about anything you want cosmetically including knocking down and repostioning non load bearing walls. But you cannot change out a load...

View Article


Answer by Caroline Harabedian

If what you are doing requires permits, the lender will not consider your price/value adjustment without permits. Your contractor should be able to confirm. If you have permits for what additions you...

View Article

Answer by Carlos Parrague

It may be an issue, it depends on whether or not the the finance company requires an appraisal and if tht appraisal requires the appraiser to comer into the house. I suggest you finish the work as much...

View Article

Answer by Douglas Perez-(323) 285-8864

It will depend what the appraisal would report of it. If this would not meet the building and safety guidelines, then there will be an issue. Otherwise, it might go through. Good luck.

View Article
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